L’interdépendance croissante de l’écosystème élargit la surface d’attaque

Les plateformes de paiement restent une cible privilégiée des pirates en raison de l’attrait financier qu’elles présentent et des informations personnelles qu’elles renferment. Or, les risques pour la sécurité et la complexité de la chaîne de transaction augmentent à mesure que de nouveaux acteurs viennent enrichir l’écosystème des paiements.

Les cybercriminels scrutent les plateformes numériques des entreprises dans les moindres détails à la recherche de failles. La surface d’attaque dont dispose les pirates informatiques augmente considérablement à mesure que les charges de travail et les capacités se déplacent vers le cloud.

En savoir plus dans ce livre blanc.

Grâce au système bancaire ouvert, les consommateurs bénéficient d’un meilleur accès à leurs données et peuvent faire des choix plus judicieux en matière de produits et services financiers. Les organismes de régulation soutiennent ce système afin de stimuler la concurrence dans ce domaine, de promouvoir l’innovation et de créer de nouveaux partenariats.

En combinant les données des organismes financiers avec des API ouvertes, les développeurs sont en train de créer une nouvelle génération d’applications et de plateformes orientées client. Afin de faire face à la concurrence croissante et proposer des paiements en temps réel capables de répondre aux exigences des clients en matière de rapidité, de confort et de disponibilité, le secteur bancaire traditionnel doit se préparer à se transformer sur le plan numérique. Il doit pour cela s’affranchir de ses anciennes contraintes informatiques afin de trouver, partager et offrir de la valeur de façon inédite.

En savoir plus dans ce livre blanc.

Real-time payments systems are proliferating around the world, with higher values and volumes together with greater cross-border connectivity. The industry is tasked with designing and creating the market infrastructure that supports this growth, and is increasingly turning to hybrid multi-cloud
deployments to deliver a new wave of innovation that can take place within all manner of systems, from fraud detection through to liquidity management and accounting software. Increased collaboration and global standards underpin the upward trajectory of digital transformation in a rapidly changing financial ecosystem.

REAL-TIME PAYMENTS GROWTH IS JUST THE BEGINNING

Real-time payments are not just faster or just instant; they are laying the foundations for the next generation of commerce. When combined with rich data, open banking, and interoperability in a highly-networked global economy, real-time payments will underpin a new world of possibilities.

Learn more in this White Paper

Globally, payments are going digital—whether they’re cash moving to cards, QR codes at point of sale (POS), purchases moving from physical to online stores with electronic forms of payment, or payments becoming seamless with in-app experiences. This phenomenon is not new, but does appear to be accelerating. This increased speed of adoption is driven by multiple factors, including an abundance of new electronic payment methods—many of which are layered on top of existing payment methods—focused on convenience, speed and the overall consumer experience.

This white paper looks at the key trends currently shaping digital payments markets around the world and the supporting ecosystem of technologies and players.

Learn more in this White Paper

Payment platforms remain a favorite target for attackers because of the potential monetary gains and profiting from personal information. As new players expand the payments ecosystem, the transaction chain’s complexity and security risks increase.

Cyber criminals look for weaknesses across a business’s entire digital platform. As workloads and capabilities shift to the cloud, the attack surface available to a hacker increases significantly.

Learn more in this White Paper

Open Banking Keeps Traditional Banks Competitive

Open banking allows consumers better access to their data, enabling them to make better choices about financial products and services. Regulators support open banking in order to drive financial services competition, promote innovation and create new partnerships.

Combining data from financial institutions with open APIs, developers are creating a new generation of apps and platforms with a customer-centric orientation. To beat the rising competition and enable real-time payment that can meet customers’ demands for speed, convenience and always-on access, traditional banking must prepare for digital transformation, breaking through old IT constraints to find, share and deliver value in new ways.

Learn more in this White Paper

Con las actuales cargas de trabajo sensibles a la latencia que requieren tiempos de respuesta que van desde <60 a <20 milisegundos, los equipos de TI deben actuar rápidamente pare solucionar el problema de la distancia.

Ninguna inversión en tácticas para la reducción de la latencia puede generar el impacto que se puede obtener al eliminar la distancia entre los datos, las aplicaciones, las nubes, partners y usuarios.

“Equinix was an ideal infrastructure provider due to its high reliability and service guarantees,” said Thomas Klein, head of IT infrastructure, LCC.

Business challenge

LCC ensures constant availability of the IT systems for a large number of travel agencies. Since all travelers rely on an efficient booking process, the IT systems must guarantee 24-hour access with minimal latency. Travel and tourism is a very competitive market where security and data privacy are critical. Besides the IT solution being cost-effective, flexible and scalable, it was vital that data sovereignty remained within Germany—and this is guaranteed by Platform Equinix.

One of the main challenges in the project was to combine the best aspects of both the physical and virtual worlds to create a hybrid solution through interconnection. This infrastructure consists of dedicated servers running the operating systems and a flexible public cloud that can scale on demand.

“In Axians we found a trusted partner. Its support in planning and implementation have been decisive factors in our success. We’ve benefited from the company’s long-term experience in the cloud services domain, allowing us to concentrate on new projects.”
Thomas Klein, head of IT infrastructure Lufthansa City Center

Discover how Equinix helped LCC succeed in this case study.

Equinix has been alongside trivago every step of the way, ensuring the best connectivity, scalability and technology roadmap to support this international expansion. By leveraging an Interconnection Oriented Architecture deployed on Platform Equinix, the company’s applications and services reside closer to the users, optimizing multi-cloud connectivity, enhancing security and reliability, and boosting performance.

Business challenge

trivago is focused on reshaping the way travelers search for and compare hotels. The company’s mission is to be: The traveler’s first and independent source of information
for finding the ideal hotel at the lowest rate.
“Our goal is to deliver the best possible experience for users,” said Florian Schürfeld, head of data center operations, trivago. “Our sites need to be as fast as possible. Part of that involves getting as near as possible to the customer.”

Discover how Equinix helped trivago succeed in this case study.